Auto and Home Insurance

Coverage for the cars you drive, the place you live, and the liability that comes with both. Jerred shops carriers and puts a clear option in front of you.

Personal coverage is the day-to-day stuff: cars, the place you live, and the extra liability layer when you want it. Auto and homeowners each have their own deep pages if you want the full walkthrough. Renters and umbrella stay right here on personal when that is what you need.

Auto insurance

Liability, full coverage, multi-car, and what Kansas actually requires.

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Homeowners insurance

Dwelling rebuild cost, contents, flood questions, and the add-ons people forget.

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What personal coverage can include

Auto

Liability, PIP, uninsured motorist, collision, and comprehensive for the vehicles you drive.

Homeowners

The dwelling, your belongings, liability if someone is hurt on your property, and a place to stay if a covered loss makes the house unlivable.

Renters

Your belongings and your liability when you rent. The building is the landlord's policy.

Umbrella

Extra liability above auto and home when base limits are not enough for your assets or risk.

Who this is for

• Drivers who need an auto policy matched to how they actually drive.

• Homeowners who want the house and contents covered for the way they live.

• Renters who need belongings and liability covered without paying for the building.

• Households whose assets sit above basic auto or home liability limits, where umbrella may fit.

What helps us quote

Drivers in the household, vehicles (year, make, model), home or renters address, current coverages if you have them, and a declarations page if you can upload one. Or share your current policy through Canopy and we pull the details. You do not need every field perfect on the first pass.

Questions people ask

What is the difference between liability, collision, and comprehensive?

Liability pays other people when you are at fault. Collision pays for your car after a crash. Comprehensive pays for non-crash loss like theft, weather, or animals. Liability is usually required. The other two protect your own vehicle.

If my landlord has insurance, do I still need renters?

Yes. The landlord's policy covers the building, not your belongings or your personal liability. Renters fills that gap.

How high should liability go, and when does umbrella come in?

Match limits to what you could realistically lose if you are sued, not only the legal minimum. Umbrella usually enters when home equity, savings, or income sit above your auto and home liability limits.